Buy Here Pay Here Financing

Buy here pay here auto loans or BHPH auto loans are a great alternative for car shoppers not wanting to utilize conventional auto or bank financing. There are a number of factors including bad credit, no credit, time at residence or employment that might not allow a car shopper to get bank financing.


Not all buy here pay here car dealerships are the same. Just as different auto dealers use different lenders, buy here pay here dealers may have different criteria, interest rates, down payment, or terms.

Community Auto Credit can help you get the buy here pay here financing you need through our nation-wide network of BHPH auto dealers. We can help place you with the right BHPH dealer to get the best interest rate and lowest down payment possible. Some dealerships have zero down options.

Complete our 2 minute application and we'll get to work in locating a buy here pay here car lot in your area. Alternatively, if there is not a participating buy here pay here car dealer in your area, we will locate the nearest dealership to save you time and frustration. We have many customers that work with BHPH dealerships 100's of miles away.

Once a buy here pay here dealer accepts your application or vehicle request, we will notify you via email.

Typically, you'll be contacted within 24-48 hours. Some car shoppers receive a call in as little as 15 minutes.

Buy Here Pay Here Application